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AskMID Insurance Car


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Hay did you know those car owners are aware that they must have a vehicle registered with you personally insured at all times. The exception, in this case, is where the car has been declared off-road. While doing this you as the driver are asked to contact DVLA and make an insurance request.

If you have a vehicle that has been registered in your name and is not insured, then you must be liable for penalties for not having valid insurance. The policy will be registered in the Motor Insurance Database (MID) and failure to appear in this list will result in a warning letter, followed by a fixed penalty.

This is where the Askmid Insurance Car service can help motor vehicle owners. Driving or owning a vehicle without insurance is illegal in many countries, especially in the UK, so it is very important to know whether you have a valid insurance policy or not

For years, you may feel unsure about the status of your car insurance. Then finding out if you already have an insurance policy for any personal vehicle that has been registered for you is so simple.

Using the same method to check valid or not insurance policies that DVLA uses, you can check the Motor Insurance Database with askMID. This inspection service is free to use, all you need is a vehicle registration number to check whether the vehicle registered in your name has valid insurance or not.
 

  • How does askMID work?


There is only one central database that can store information about vehicles insured in the UK. AskMID offers over 10,000 updates per hour, a valuable tool for reference. The MID is used by the DVLA as well as the police to ensure only insured vehicles can be used on roads throughout the United Kingdom.

The askMID service is a free tool that is useful in checking your vehicle registration against the MID, the same system used by DVLA to verify whether there is a valid insurance policy or not related to a personal vehicle. The result will determine whether your vehicle appears in the MID or not.

  • What do you need to know about your vehicle?


Driving or owning a vehicle without legal insurance is illegal and another form of crime, but for now you've figured out how the askMID Insurance Car service can help you, so what do you need to know about your vehicle? namely, whether you want to buy a used car, a new or one that has already invested in, there is some important information that you should know.


In helping you to find out all there is to know before buying or after buying, Car Guide can offer a series of vehicle inspections to give you a broad and complete picture. Car Guide will help you in terms of understanding the MOT history of used vehicles or history as well as checking to see if your car is a used taxi or has extraordinary finances, Car guide will help you with that.

Car Guide will Give you a clearer picture of your next Askmid Insurance Car, its history but also the future, so you can make the right buying decision. Find our full range of car inspections available from the Car Guide. The only car checking website that also shows the future of cars, not just the past.


If you are unsure whether your car is insured or not, then you are not alone. In the UK, Askmid Insurance Car have been searched more than 90,500 times per month or more than one million searches per year.

This is certainly very worrying considering that it is illegal to drive without car insurance. In our eyes, this is one of the biggest signs that the auto insurance industry is too complex and multifaceted.

That's why we're on a mission to make car insurance better.

  • Can you drive without insurance?


I've discussed above Driving a car without third party car insurance is illegal. This is because you must have basic level of protection and security in case you have an accident that occurs.

If you are caught driving without third party insurance the police can fine you a fixed £300 plus 6 points on your driver's license.

There's also a chance you could end up in court and go to jail, get an indefinite fine, and be banned from driving.

Is AskMID free?


Using ask MID to see if your personal vehicle insurance is valid or not, this askMID is completely free to use, and for non-free car insurance checks when you want to find insurance details belonging to a driver or other personal vehicle, usually if accident happened.

What happens if you are hit by an uninsured driver in the UK?


There are currently approximately 1 million uninsured drivers in the UK. So there is a possibility that you will be involved in an accident with one of the drivers who does not have an Askmid Insurance Car.

If, after checking Ask MID you find that the vehicle involved in the incident or car accident is uninsured then you can proceed to initiate a claim via MIB Claim.

Funds from MIB Claims can assist you in claiming compensation or damages for personal injury and personal vehicle damage if you are found not guilty.

However, if you are at fault MIB cannot assist you in filing an insurance claim. Depending on the complexity of the accident incident, it may take up to at least five months to process your car accident claim to MIB.

You need to know that, the car insurance policy may cover you for personal injury and repairs in the event of an accident that befalls you, but you have to find out whether it is worth claiming on your policy or not.

If the cost of the damage is not too large, you may want to avoid claiming the policy so you can save the No Claims Bonus (NCB) for lower premiums in the future.