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Best Travelers Insurance

Swan Pedia ~ In an era like this, insurance doesn't only protect you for needs such as workforce health, education, and retirement savings. However, now insurance is also here to protect you from worrying about problems while traveling and you can enjoy the trip with all your heart.




Travel insurance is a protection service from the risk of loss that may occur while traveling. Whether it's a trip traveling within the country or abroad. Usually you will get information about what guarantees will be offered. So not all incidents are covered in one insurance. You will be asked to choose and have the price and type of insurance. You can meet travel insurance providers at departure locations such as airports or stations.

Is travelers insurance good? Of course, because this insurance has the advantage of protecting yourself from the occurrence of unpleasant things during the trip. This insurance is highly recommended for those of you who have a busy life going in the country or abroad. Everything will be insured and covered from the appropriate losses listed in the policy.

In some other countries, travel insurance is a mandatory requirement for visitors when applying for a visa, for example 25 countries that are members of the Schengen Visa. A schengen visa is if you can still travel to European countries even though your passport is still empty without any previous history of traveling abroad. and if you want this insurance is very easy to buy, it can even be purchased suddenly and usually includes when buying plane tickets or other transportation.

Read More : Why Is Car Insurance Mandatory In Some Countries

How To Buy Travel Insurance Online

  • Buying Via The Insurance Company's Official Website

The method is to choose Reimbursement by visiting the online insurance company's official website, filling out the form and completing the claim document, sending the documents and complete requirements to the travel insurance company email, the data that has been collected will be analyzed first, and finally your insurance claim , don't forget to save your proof of claim.

  • Buying Via a Site That Sells Financial Products.

Usually we can buy travel insurance when purchasing travel tickets, by making your claim at the end of your purchase ticket display, if you agree there will be an additional fee for insurance claims.

  • Buying Via Marketplace

How To Cancel Travel Insurance

You can contact customer service for the insurance product you purchased and apply for policy cancellation or or call customer service by stating the order ID and the policy number listed.

How To Choose The Best Travel Insurance

Knowledge of travel insurance is absolutely necessary, before you choose a travel insurance product, there are three things that swan pedia needs to pay attention to in the description for you, as follows:
As a travel insurance customer, you have to research in detail what things are covered. Do not let there be double protection from some of the insurance you have, while the insured is the same. Do not buy insurance premiums that are the same as the premiums you already have.

You can simply buy travel insurance that covers the loss of goods because you already have life insurance before buying 2 products with the same protection :

  • Understand Your Travel Insurance Coverage Time

Ideally you should choose travel insurance according to the length of time you travel, considering that travel insurance will usually only cover risks when traveling. Don't let you lose overpaying premiums due to returning from your trip, but the premium you pay turns out to be for the insurance period exceeding the travel period.

  • Broad of Coverage

High-risk travel usually cannot be covered by travel insurance. For example, extreme sports, wildlife tourism, or to places that are considered dangerous areas of conflict. For extreme activities, insurance companies will usually set additional premiums outside of travel insurance premiums.

  • Insured Health Conditions

Each insured has a history of illness and generally insurance companies do not cover pre-existing health conditions. You should be honest, even though it seems profitable to hide a health condition that has been experienced before, when a claim occurs, you may be rejected.

Insurance companies will usually ask for details of medical history which will actually result in the claim being rejected, if caught lying. In order to avoid this, it is highly recommended to disclose all health details at the outset so that you do not experience any cases of denied claims.

Read More : The Importance Of Life Insurance For Future Savings

Best travel insurance review that you can choose

Covid Travel Insurance

In the Covid-19 pandemic, almost all countries have decided to temporarily close their borders. However, many countries have opened their portals but with the condition that they must have travel insurance. 

First, tourists to have proof of a health insurance policy, a maximum age of 69 years apart from that there is reimbursement of costs if you are diagnosed with covid 19 and are required to do a quarantine period so that you cannot travel, the travel company reimburses the costs that have been incurred or rearranges the trip if you are diagnosed covid 19, medical costs which consist of treatment and evacuation of emergency medical discharge.